Get A Financial Life

The New York Times bestselling money guide, providing time-tested financial advice on topics like saving, managing debt, investing for the future, and selecting insurance, is now revised and updated with all that Gen Z and millennials need to know now.

With over half a million copies sold, this classic has helped generations of young adults through booms and busts, recessions, and even a pandemic, by delivering consistent money advice in down-to-earth, no-drama language—while keeping pace with an evolving financial landscape.

Gen Z and millennials are experiencing an unprecedented affordability crisis: rents are higher than they’ve been in years, and the concept of buying a home seems like a pipe dream; they are carrying more debt than previous generations; and they are confronting a tough and unpredictable job market. Even with a secure job and a 401(k), the uncertainty of the economy, surging home prices, and the volatility of the market would make anyone anxious about their money decisions, let alone young people who are only just beginning their financial journeys.

In this totally revised and updated edition, Kobliner teaches readers how to pay down debt, get a good return on savings, and plan for the future. Straight from the latest research, she shows how to choose the right bank, avoid excessive fees, and rein in spending. Kobliner also offers unbiased advice on the latest trends in personal finance—from neobanks and social media influencers to online fraud and cryptocurrency. And she answers frequently asked money questions such as: When is it smart to rent rather than buy (and vice versa)? How can I improve my credit score? When is the right time to invest in the stock market—and how? How do I save money on taxes?

Get a Financial Life has already helped over half a million readers get a handle on their finances and build smart money habits, no matter how much—or how little—they have. No wonder it has remained the go-to personal finance resource for young adults for more than thirty years.

Clear, Concise, and Complete

Fantastic primer for those looking for a "how to" on personal finances. Author found the "goldie locks" balance between providing context and offering immediately actionable advice.

Great for those just getting started - or - those looking for gaps they may have missed along the way.

A must listen for people in your early 20s

great basic financial information for you to get started. if anyone is looking to learn financial basic this would be the book I recommend

Outdated, but a good guide for beginners

Fairly shoot coming in at under two hours but covered the basics and helped me get a better understanding of smart money management

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The information in this book regarding credit and debt is accurate, but a terrible approach to finance. If you only read one book, this is well rounded, but I recommend starting with books like "The millionaire next door" or "The richest man in Babylon."

Nazle voice and irrelevant data

I would probably request my money back for this book if I hadn't used a free credit to purchase it. There are some common sense things that are good to remember here, but nothing you can't figure out from shopping around on bank/loan/credit card products.

There is also some BAD advice that could get people without a ton of financial literacy further into debt (for example, transferring your CC balances to new cards every time you can't pay a bill). This book is not a set of sound advice. It's a set of tools the author has used in the past with no strategic thinking tying them together which would help her readers decide if the tools made sense for them.

The amounts she uses are ridiculous and not useful - $125,000 for q mortgage??!!

I really wish someone else had narrated the audiobook. Her voice is really unpleasant to listen to for an hour and a half.