So…This Is Why I'm Broke

Lessons on Financial Literacy, Passive Income, and Generational Wealth

An easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So . . . This Is Why I'm Broke gives practical and simplified financial tips for you to financially thrive.

A safe space for all BIPOC. Financial help is right here! Melissa Jean-Baptiste of "Millennial in Debt" is a first generation American providing listeners with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary. Melissa makes financial literacy relatable and easy to understand.

Action steps to develop your financial literacy. Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.

Inside, you'll find:

- An accessible financial guide on financial literacy and investing for beginners

- The story of Melissa, a "Millennial in Debt" teaching others how to thrive financially

- Practical examples on budgeting for beginners and passive income ideas, and the best budgeting book

©2023 Melissa Jean-Baptiste (P)2023 Tantor

Useful info

I enjoyed listening to this book. She found a way to give useful info in a fun, playful way. The steps are easy to follow. I plan on listening again as I move along my financial journey.

Super helpful, fun, and approachable!

I love this book! Learning from
Melissa’s wisdom is like talking to a best friend who happens to be a personal finance expert. Learned a lot and enjoyed listening!

Realistic

I love how it’s realistic and gives me a lot to think about. I am looking into what has been mentioned that I never thought about before. Really go inside on life unspoken issues.