The Truth About Hard Inquiries

Demystifying credit inquiries, this book details the distinction between soft pulls (soft inquiries) and hard pulls (hard inquiries). It explains how soft inquiries, like those from credit monitoring apps, don't negatively affect your score, while hard inquiries, such as those from loan applications, do. The book also offers strategies for managing hard inquiries to maintain a healthy credit score and leverage your credit report effectively.

Take control of your credit! This book empowers you with the knowledge to understand credit inquiries. For over 60 years, there’s been many myths about hard inquiries on credit reports. Here I disbar it all. It’s time we let go of previous myths and start learning the truth to further educate ourselves. Cheers to the truth.

©2025 Ghazi Farrad (P)2025 Ghazi Farrad