Conquer Real Estate and Mortgage Math: Mastering the Numbers Behind Property Deals

A Step-by-Step Guide for Salesperson Exam Candidates, Agents, Brokers, and Mortgage Loan Officers

By: Philip Martin McCaulay

Narrated by: Virtual Voice

Real estate professionals deal with numbers every day—from calculating acreage and commissions to evaluating loan payments and closing costs. This comprehensive guide makes real estate and mortgage math simple and accessible, whether you're preparing for a licensing exam or working in the field as an agent or mortgage loan officer. With step-by-step examples and practical applications, this book helps you understand the math behind transactions so you can better serve your clients—and exam candidates can pass with confidence. It combines an audiobook-friendly narrative for listeners with visual aids for readers.

You’ll learn how to compute loan-to-value ratios, debt-to-income ratios, PITI payments, seller net sheets, discount points, and more. Each topic is explained clearly through real-world scenarios. This book is ideal for aspiring real estate agents, brokers, and loan officers—as well as working professionals who want to sharpen their math skills. Whether you're calculating land area using the survey system or advising a buyer on their maximum affordable price, this guide will make you faster, smarter, and more confident with numbers.

The author is a mathematician who has completed real estate coursework and passed the salesperson licensing exam in Virginia, Maryland, and Washington, D.C. In addition to real estate training, the author has also completed coursework at a mortgage loan originator school, further deepening his knowledge of property finance and lending practices. With thousands of real estate study guides sold, his exam-focused approach is trusted by candidates nationwide.