DIBS On Your Money!

The Dynamic Income Banking System, or DIBS, combines two unconventional money strategies to boost your cash flow and achieve true wealth and financial freedom.

By: Michael Kwong

Narrated by: Virtual Voice

“The sum is greater than its parts” not only describes the wonderful marriage of chocolate and peanut butter in a Reese's Cup but also applies to DIBS. The Dynamic Income Banking System incorporates two unconventional yet powerful financial strategies: the Infinite Banking Concept and the Income Snowball. This system not only can provide you and your family consistent passive income but also builds wealth, provides a legacy, and can make your dreams of an early retirement a reality.

This book describes Mike Kwong’s own journey living what he thought was the American Dream. He soon realized that he was just another rat in the race, only in an ever bigger and fancier wheel. Further, he also noticed that the average American is too dependent upon banks and mountains of debt and interest. The little we can save often sits idly and is ever eroded by increasing inflation and taxation. However, with DIBS you can turn this situation around and become your own banker, activate and master your money, and finally have it work for you!

A Simple Way to Take Control of Your Money

DIBS on Your Money by Michael Kwong is a down-to-earth, easy-to-follow guide that helps you manage your money with purpose. Kwong breaks personal finance into four clear steps—Direct, Invest, Borrow, Spend—making it less overwhelming and more doable. Whether you're just starting out or looking to get back on track, this book gives you practical tips rooted in values that make sense. It’s a quick, encouraging read that helps you feel more confident and in control of your financial life.

Whole life insurance idea

I was not very interested in this until the end of the book when they discuss a snow ball method of earning with the cash value of a whole life insurance policy dividend. I don’t think the process is for me, but always interesting to learn about an idea someone has come up with.

love the title

I did not like the voice at all. I want to share this with my kids.But I don't know that they can get past the monotone. The story is perfect.