If You Can

How Millennials Can Get Rich Slowly

By: William J Bernstein

Narrated by: Virtual Voice

If You Can is a short, inexpensive e-booklet aimed at getting twenty-somethings with their first 401(k) started on the path to retirement saving and investing.

Crammed With Information

Exactly what I was looking for. No bloat. Simple. Direct. Enough to get you started without over complicating the topic.

Not useful

Nothing here is useful. If you aren’t independently wealthy, you can’t/shouldn’t be gambling on the stock market. Everyone has different advantages in life, and building a business or investing is not easy for people who are self-made. I have a real estate LLC, and I am making decent money with it now, but not without significant savings, investment, time, trial and error. There isn’t an easy way to become wealthy. Most people who are wealthy started at a higher rung than you did, and that is ok, but they don’t have rational advice because they were born into wealth. Work, save, spend less, and get an education for a higher paying job if you can. Read all the books you can, try things, learn from your mistakes, and take advantage of the advantages you or your family has that other people do not. Do you know anyone who is a successful investor? Ask them advice. Take it with a grain of salt and be patient. Stocks are used today to manipulate poorer people into buying them so the majority holders can sell their shares, tank the stock, scare people into selling because their stock value is low, and then the majority holders reinvest their money either back into the stock or elsewhere, always coming out richer for it. When people are encouraged to buy a stock, it is almost always part of this type of pull the rug strategy. Don’t be taken advantage of.

Also, money does not equate to self worth. I highly recommend therapy as well!