Money Management for Teens and Young Adults

Stress-Free Hacks to Budget, Build Credit, Invest, and Save for Your Future—in Minutes a Day

By: ThriveSmart Publishing

Narrated by: Sabrina Pellerito

Did you know? Nearly 75% of teens in the U.S. lack confidence in their financial knowledge, and more than 60% of young adults regret how they’ve handled their money. It’s never too early—or too late—to learn the skills for financial success.

As Warren Buffett says, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Let this book be the seed for financial independence and confidence.

Take charge of your financial future—one step at a time!

Money Management for Teens and Young Adults is the ultimate guide to mastering personal finance with ease and confidence. Whether you're a parent empowering your teen, a teacher equipping students, or a young adult ready to take control, this book offers practical tips for everyone.

What’s inside?

• Budgeting Basics: Create a budget—even with part-time income.
• Smart Spending: Save money, curb impulse buys, and handle peer pressure.
• Banking Tips: Open and manage accounts without hidden fees.
• Credit Building: Build good credit and set achievable goals.
• Earn & Invest: Grow your money, even with a small starting amount.

Packed with relatable stories, interactive exercises, and clear explanations, this guide makes financial literacy approachable—and fun!

The perfect gift for teens, students, and young adults starting their financial journey!

Don’t just listen to it—use it to unlock your potential and inspire someone else. Grab your copy now and start making smart money decisions today!

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.

©2025 Susan V Brown (P)2025 Susan V Brown

Money Finally Makes Sense

I used to feel lost when it came to saving and budgeting, but this book made everything click. The advice is super easy to follow, and I love that I can actually apply it without overhauling my entire life. I finally understand how credit works and even started investing—something I never thought I’d do! It’s perfect if you want to be smarter with money but don’t know where to start. Honestly, I wish they taught this stuff in school. If you’re looking to build good financial habits without feeling overwhelmed, this is exactly what you need.

I Found A Treasure

It breaks down essential money skills: budgeting, saving, investing, and even building credit, into simple, actionable steps. The real-life examples and exercises make it engaging and easy to follow. Whether you're earning from a part-time job or just starting to think about financial independence, this guide will set you on the right path. A perfect gift for students or young adults!

Great guidebook to setting young adults up for suc

I listened to this in the car with my 18 year old son and we both loved it. It’s amazing what you take for granted kids don’t know. How to apply for a job, how to interview, what you should and shouldn’t say and what questions you should ask. Then finances its all about living within your means and not getting a credit card before you can handle it. Now with the age of after pay it’s so tempting to use it and the prevalence of gambling makes blowing money so easy. It was nice to listen to it together so I could help him understand and have the book back me up

Managing Money for young adults

Money management is something I never learned at school. Here in Canada, we were in the old days in the 1990s when the technology was not good enough. I agree that 60% of young teens regret not handling their money well. I saw how teens spend a lot of money and don’t know how to save or choose the best bank. Teens must save for future needs like college education and any emergency. The tuition fees for university degrees are costly, and the advice in this audiobook gave me great goals and options to take.

For anyone who wants to master money young

This audiobook does an excellent job breaking down money concepts in a way that feels engaging and easy to apply. The budgeting and credit-building sections stood out the most—things I wish were taught in school. It also goes beyond the basics, covering real-world scenarios like handling peer pressure around spending and making your money work for you, even with a small income. Perfect for teens and young adults looking to get ahead financially without feeling overwhelmed.