Rich by Choice

Take Back Control, Master Your Money, and Design the Life of Your Dreams

By: Dr. Nicholas E. Michels

Narrated by: Carter French, John Behrens

Are you financially happy?

When speaking at financial events, Dr. Nicholas E. Michels asks, “I’m here to help you become rich and wealthy. Is that okay with you?” A resounding “Yes!” echoes throughout the room. Next, he poses the question, “When do you want to retire?” The crowd is hooked. “Today!” they shout. Nicholas pauses for a moment, then looks across faces in the room. He asks the final question: “How much money do you need to live the life you want?”

If you are like so many others that Nick helps, the answer to that question eludes you. Most people, while eager for wealth, have never truly considered what it would take to live the life of their dreams. Becoming Rich by Choice isn’t tied to a dollar amount; it’s about what you want money to do for you.

In Rich by Choice, Nick uses his expertise as a seasoned financial advisor to show you how to:

• Build a solid Foundation so you know your purpose (why) and focus (who) for creating lasting financial security

• Understand the Fundamentals of earning, spending, and investing so you can achieve financial happiness

• Experience the Freedom that comes with mastering the secrets to financial freedom and experience the truth of being Rich by Choice

No matter your age or current financial situation, it’s never too late to become Rich by Choice.

Start on the path to being Rich by Choice today!

©2025 Dr. Nicholas E. Michels (P)2025 Dr. Nicholas E. Michels