076: Your 401k Is Not a Retirement Plan

Retirement is not built on one account. It is built on a strategy.

In this episode of Retire Well, Josh Bretl shares a personal story about visiting his wife’s childhood neighborhood and uses it to highlight a powerful financial truth.

There is more than one way to grow up, and more than one way to retire.

Josh and Mark break down why a 401k is a tool, not a full retirement plan, how market volatility impacts real people, and why taxes, Social Security, and income timing matter more than most retirees realize.

They also explore how Olympic cities and athletes face unexpected costs, and why your retirement needs to be ready for surprises too.

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