We're joined at the table by Abraham Okusanya.

Abraham grew up in Nigeria before getting a scholarship to study in the UK, a turning point that changed the course of his life.

Today, he runs a business responsible for managing over £13bn of client assets.

But this conversation doesn't follow a straight line from A to B.

We start much earlier.

With childhood memories of money, sitting around the table with family, sometimes not quite enough to go round, and what that teaches you about earning, spending and valuing it.

From there, the conversation moves through very different moments in life.

Pitching to investors while his wife was in hospital.
Being told no, more than once.
And continuing anyway.

What comes through is not a neat story about success, but something much more recognisable.

A conversation about uncertainty, resilience, and how our early experiences with money continue to shape the way we think and behave, even when life looks very different years later.

• Twice baked soufflé to start
• Sole with sauce Veronique and pave potatoes
• A conversation that moves from Nigeria to London, from early money memories to building something from scratch

Abraham Okusanya is the founder and CEO of Timeline, a financial planning and investment technology business used by advisers across the UK.

He is also the creator of Advisor 3.0, a leading conference for financial planners, and has been a prominent voice in shaping the profession over the last decade.

• Growing up in Nigeria and early experiences of money
• The impact of family and shared meals
• Getting a scholarship to study in the UK
• Building a business step by step
• Dealing with rejection and uncertainty
• How early money experiences shape decisions later in life
• Raising children in a very different financial world

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail's experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.

What happens when you walk away from a successful career and start again in mid-life?

In this episode of A Taste of Financial Planning, Dennis cooks a Turkish feast while we sit down with marketing leader and entrepreneur Paul Mills.

After years in senior corporate marketing roles, Paul chose to leave the security of employment and build his own business, working with companies as a fractional marketing leader and strategic adviser.

Over dinner we talk about the realities of that transition, including:

• the mindset shift from employee to entrepreneur
• the financial realities of building a business later in life
• how your relationship with money changes in your 50s
• why many founders quietly see their business as part of their long-term financial plan

It's an honest conversation about reinvention, risk and what it really takes to start again.

Along the way Dennis prepares a Turkish meze feast, proving once again that some of the best financial conversations happen around a table.

Paul Mills is a fractional CMO and marketing adviser who works with organisations looking for experienced strategic marketing leadership without the need for a full-time hire. After many years in senior corporate roles, he founded his own advisory practice and now helps leadership teams bring clarity and commercial focus to their marketing.

You can find Paul at:

https://www.vcmo.uk/

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail's experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.

What happens when the person who planned everything for you dies at 38?

In this episode of A Taste of Financial Planning, we sit down with Emma Gray, founder of Rainbow Hunting, former wills and probate solicitor, and widow.

Over Dennis's Japanese black cod with miso, we talk about grief, preparation, and the emotional handrails that matter when life changes overnight.

We explore:

• What grief really feels like, physically as well as emotionally

• The "sadmin" no one prepares you for

• Why powers of attorney are not just for later life

• The balance between living fully now and planning responsibly for the future

• How financial planning can protect the people you love from chaos

Emma brings both professional expertise and lived experience to a conversation that is honest, practical and deeply human.

Because financial planning is never just about numbers. It is about people.

Emma Gray is the founder of Rainbow Hunting, a therapeutic coaching practice supporting people through grief and major life transitions. A former wills and probate solicitor, Emma combines legal knowledge, counselling training and lived experience to help clients navigate both the emotional and administrative challenges that follow loss.

You can find Emma at:
www.rainbowhunting.co.uk

Host: Dennis Hall

Host: Sarah Steele

Contact us: ask@yellowtail.co.uk

ABOUT YELLOWTAIL

Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail's experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.