EP.15 - How to Protect, Grow, and Transfer Wealth the Smart Way

In this episode of the SEI Mortgage Podcast, Ryan Marks sits down with Halsted Knutson, Private Wealth Advisor with ClearPath Wealth Management, to break down the intersection of smart lending strategies and long-term wealth planning for self-employed business owners, entrepreneurs, and real estate investors.

The conversation goes far beyond “retirement.” Instead, we unpack what it really means to become financially secure — without becoming a burden on your family or risking running out of money later in life.

In this episode, we discuss:

• The shift from “retirement planning” to financial security planning
• Why liquidity is critical for business owners and real estate investors
• How tax strategy impacts long-term wealth accumulation
• The importance of diversifying between taxable, tax-deferred, and tax-free accounts
• Why small business owners must plan their exit strategy 5–7 years in advance
• How estate laws differ by state and why that matters
• Why building a financial team (CPA, lender, advisor, estate attorney) is essential

Halsted shares real world insight into how high-income earners and entrepreneurs can protect their wealth, structure investments intelligently, and create a runway that lasts decades, even in uncertain tax environments.

If you’re self-employed, scaling a business, investing in real estate, or thinking about your long-term financial future, this is a powerful episode that will help you think differently about money, security, and strategy.

Connect with Halsted Knutson:

📞 - 651.200.3455

🌐 - https://www.ameripriseadvisors.com/team/clearpath-wealth-management/financial-advice-team/halsted.knutson/

📧 - [e-mail]

For more lending strategies built specifically for self-employed borrowers and real estate investors, visit:
👉 https://seimortgage.com

Let your income work smarter, not harder.