HT Smartcast Spotlight Podcast By HT Smartcast originals cover art

HT Smartcast Spotlight

HT Smartcast Spotlight

By: HT Smartcast originals
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This playlist brings together conversations with brands, companies, and people across business, technology, finance, health, and all the genres you can think of. From small wins to lessons learned, we keep it real and relatable. If it inspires, impacts, or sparks fresh thinking, you’ll find it here. Economics Leadership Management Management & Leadership
Episodes
  • Scaling Retail Credit Responsibly with Sumit Bali (YES Bank) | The Credit Continuum

    Scaling Retail Credit Responsibly with Sumit Bali (YES Bank) | The Credit Continuum
    Mar 24 2026
    India’s retail credit market is growing at an unprecedented pace — but the real challenge isn’t just growth. It’s responsible growth.In this episode of The Credit Continuum by Yubi, we dive into how financial institutions can scale retail lending while maintaining strong underwriting discipline, protecting asset quality, and building portfolios that withstand economic cycles.Host Vipul Mahajan (Chief Business Officer, Yubi) is joined by Sumit Bali, Country Head – Retail Assets & Debt Management at YES Bank, to unpack the evolving playbook for retail credit in India.From data-driven underwriting to portfolio resilience and regulatory alignment, this conversation goes beyond the headlines to explore what it truly takes to build sustainable lending businesses in today’s environment.The Credit Continuum by Yubi is a platform where leaders from India’s top BFSI institutions unpack the tectonic shifts reshaping finance. From legacy infrastructure to digital-first, AI-powered lending, this is where the future of Indian credit unfolds, faster, smarter, and increasingly ahead of the world.
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    31 mins
  • Construction Waste & the Circular Economy: How Citizens Shape Sustainable Cities

    Construction Waste & the Circular Economy: How Citizens Shape Sustainable Cities
    Feb 5 2026
    From homes to highways, construction waste quietly shapes our cities. In this episode, Sarthak Kaushik sits down with Rahul Tiwari to unpack why construction and demolition waste isn’t just a municipal concern but it’s a shared civic responsibility. Discover how responsible disposal fuels the circular economy, cuts urban pollution, and plays a crucial role in building more sustainable cities.
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    12 mins
  • AI's Inflection Point in Partnership Lending (ft. Manish Kumar Gupta of L&T Finance Ltd.)

    AI's Inflection Point in Partnership Lending (ft. Manish Kumar Gupta of L&T Finance Ltd.)
    Feb 3 2026
    Indian lending is at an inflection point. In this episode, Manish Gupta, Chief Executive – Urban Unsecured Assets, Payments & Digital Partnerships at L&T Finance, joins Vipul Mahajan, CBO, Yubi to discuss how partnership-led lending and AI are reshaping scale, risk, and governance in India. From regulatory shifts and co-lending structures to explainable AI, operating model changes, and the future of creditworthiness, this conversation looks at what lenders must get right to grow responsibly in the next phase of credit.
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    33 mins
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