In this relaunch episode of Scale Up Your Business, Zakia Ringgold sits down with Craig Lytle for a focused conversation on income planning, estate planning, and the discipline of making financial decisions before crisis forces them.

Craig explains what income and estate planning means in practical terms for business owners. This is not about extreme wealth. It is about structuring dependable income, protecting assets from unnecessary exposure, documenting key decisions, and ensuring your business and family are not left vulnerable if life interrupts your plans. The discussion highlights why many options disappear after a health or legal event, why fear delays important conversations, and how acting early and often builds long term stability. You will also hear the difference between defensive and offensive planning, and why financial independence is about maintaining options, not just increasing assets.

If you want control tomorrow, you must make intentional decisions today.

Connect with Craig at Income and Estate Planning: https://iandeplanning.com/

Learn more about the Scale Up training program at: https://www.la21philly.org/programs/scale-up-program/

For service-based business owners looking for inspiration and practical advice, this episode is a must-listen!

Join our host as she sits down with Joanne Scioli, founder of JBS Inspection Services, who built a thriving specialized business using scent detection canines to uncover bed bug infestations. Joanne shares how she turned an unexpected layoff into an opportunity, navigated the challenges of building a service-based business from scratch, and leveraged her network—and a lot of trial by fire—to grow her reputation.

She opens up about the power of referrals, setting boundaries around free work, and why empathy and non-judgment are crucial when working in clients’ homes. Whether you're just starting or looking to scale your service business, Joanne's hard-won lessons on marketing, resilience, and customer relationships will inspire you to take the next step.

For show notes and links to JBS inspection visit: LA21philly.org

Are you in the market to buy a car for your business? In this episode of Scale Up Your Business, we sit down with John Rice—otherwise known as the "Inside Man" of the car industry. With over a decade of experience working every angle of the car business, John spills the secrets dealers DON'T want you to know. From hidden dealer incentives to mind-blowing dealership math, he reveals how car buyers—and even car salespeople—are regularly taken for a ride.

If you've ever wondered if leasing or buying is the smarter move, how much you really need for a down payment, or what happens to your trade-in value behind closed doors, this episode is your masterclass. John shares the knowledge and negotiation tactics that can save you thousands—and the pitfalls to avoid to stop leaving money on the table.

Ready to outsmart the system and drive away with real savings for your business? Tune in, because John’s about to show you how to win the car game from the inside out.

Get the episode show notes and John's contact information at https://la21philly.org