This is a special episode. Ian, a previous course student, joins me to discuss his investing journey... and he drops a lot of gems!

From not even having a credit card and selling at a 3p loss due to nervousness.

To now having a Stocks & Shares ISA and SIPP, and a workplace pension he's taken control of, investing for the long term.

If you're a nervous investor or a beginner investor, this episode will be perfect for you.

It will help you out and show just how much you can change within a few months.

Mentioned in this video:

• Get involved in the next 4-week Investing Course - click here
• Workplace pension video - click here
• Previous podcast where I answered Ian's questions during the course - click here

Listen to the episode for the full details!

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More Investing:

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠click here⁠⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠click here⁠⁠⁠⁠

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch - ⁠click here⁠

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Timestamps:

0:00 - Intro

3:30 - Which S&S ISA and ETF?

7:01 - Panic selling

10:48 - Workplace pension and SIPP

17:29 - Crypto investments

23:45 - Global diversification

26:39 - Plan going forward

29:50 - The best time to start

32:3 - Spreading the word

Download the end-of-tax-year 20 question checklist here.

Other things mentioned in this episode:

• Claim extra tax relief back - here
• Tax cliff YouTube video, if you earn more than £50,270 - here

Thanks for listening!

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More Investing:

📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠click here⁠⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠click here⁠⁠⁠

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch - click here

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Timestamps:

0:00 - 20 end of tax year questions

1:32 - ISAs

3:20 - Important Cash ISA point

5:59 - Pensions

7:43 - Important action: tax relief

9:38 - Biggest change: dividends

11:24 - Capital gains tax (and bed & ISA)

13:45 - Inheritance tax

14:16 - Limited company directors

15:32 - Most important reminder

Thanks for listening to this episode!

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More Investing:

📝 How I can help you & download my free investing guide to help you start investing - ⁠⁠click here⁠⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠click here⁠⁠

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Will AI Replace Accountants, Auditors or Finance Business Partners?

Owen from 'Owen Talks Finance' joins me on this podcast episode to discuss this very topical question.

In this episode, we go through:

• How to use AI to enhance your job
• What jobs are at risk due to AI
• The pros and cons of using AI in the workplace
• How AI can improve your personal life
• And more

Listen to the episode for the full details!

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Thanks for listening to this episode!

Source: https://www.etfstream.com/articles/vanguard-plots-size-factor-etf-rollout-in-upcoming-launch-spree

Is anyone planning on investing in this new FTSE Global All Cap ETF once it's released?

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More Investing:

📝 How I can help you & download my free investing guide to help you start investing - ⁠click here⁠

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠click here⁠

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Listen to this next - ⁠ EVERYTHING You Need To Know About Pensions (State, Workplace, SIPPs & more)

In this podcast episode, we answer a great question:

'Should I use a workplace pension, SIPP or Stocks & Shares ISA?'

In really comes down to tax optimisation vs flexibility.

In this episode we break down the key differences, when each one makes sense and the simple framework I use to decide which one to focu on.

Listen to the podcast episode for the full details.

And thanks for the question Craig!

If you have a question, feel free to email me: makingmoneysimple1@gmail.com

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More Investing:

📝 How I can help you & download my free investing guide to help you start investing - click here

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - click here

-----------------------------------------

⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Christos from Fellas Finance joins me on this episode to discuss his investing journey.

From early mistakes, to building up a £120k portfolio by 34, to aiming to get to £1m by 50.

This episode is an insight into Christos' journey to date and future plans.

In this episode we also discuss overpaying your mortgage vs investing, the biggest determinants of investing success, what we personally invest into, and more.

Listen to the episode for the full details.

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Sign up to my email newsletter - https://www.makingmoneysimple.co.uk/Newsletter

Workplace pension YouTube video - https://youtu.be/idEI30WR5RY

How I can help you - https://www.makingmoneysimple.co.uk/

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

-----------------------------------------

⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact