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The Mortgage Update with Dan Frio Podcast

The Mortgage Update with Dan Frio Podcast

By: The Mortgage Update with Dan Frio Podcast
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Dan Frio has been the TOP Mortgage Advisor in the Nation and also a Radio Personality. Dan is a graduate of West Virginia University with a Degree in Economics and has been Advising Home Buyers and Home Owners for over 30 Years. To Speak with Dan Personally, call (844)775-LOAN Email Dan@TheRateUpdate.com WWW.TheRateUpdate.COM (http://WWW.TheFrioTeam.COM) Economics Education Personal Finance
Episodes
  • S2025 Ep276: The Rate Update —The Iran War Just Spiked Oil Prices — And Your Mortgage Rate

    S2025 Ep276: The Rate Update —The Iran War Just Spiked Oil Prices — And Your Mortgage Rate
    Mar 26 2026
    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.🚨 Mortgage rates are no longer just about the Fed… they’re now tied to OIL.With rising tensions involving Iran and potential disruption in the Strait of Hormuz, oil prices are spiking — and that creates inflation pressure almost immediately.And when inflation rises…👉 the bond market reacts👉 the 10-Year Treasury moves👉 mortgage rates followSo the real question is:👉 Are mortgage rates about to spike next?👉 And more importantly… should you LOCK or FLOAT right now?In today’s video, we break it all down in simple terms:• Why oil prices are now driving mortgage rates• What the Iran conflict means for inflation• How the bond market is reacting right now• A real strategy to time your mortgage (without guessing)📉 Track Mortgage Rates (FREE — Set Your Target & Get Alerts)👉 https://www.therateupdate.com/rate-watch📞 Get a Personalized Mortgage Plan (Lock vs Float Strategy)👉 https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05Welcome to The Rate UpdateWe break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.No hype. Just real data.📝 Apply for a Mortgage (1 Application • 1 Credit Pull • 30+ Lenders)👉 https://257781.my1003app.com/246527/register🧮 TRU Mortgage Calculator Toolkit👉 https://stan.store/TRU-Foundations🧰 TRU Tools & Resources🏠 Homebuyers & HomeownersCredit Monitoring (SmartCredit)👉 https://www.smartcredit.com/?PID=42980Free Credit Scores (Credit Karma)👉 https://wecantrack.com/programs/credit-karma-affiliate-program/?utm_source=chatgpt.comFICO Scores (MyFICO)👉 https://www.myfico.com/?utm_medium=Affiliate&utm_source=RAN&utm_campaign=eY7VEE42Oeg&utm_term=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexg&ranMID=53963&ranEAID=eY7VEE42Oeg&ranSiteID=eY7VEE42Oeg-yMKLq._RilXJ8XHzBjtexgBudgeting Tool👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062Home Warranty👉 https://www.jdoqocy.com/click-101566903-12343542📊 Mortgage Pros / RealtorsLive MBS & Rate Data👉 http://www.mbslive.net?rid=GFC7FA🎥 Content Creators / YouTubersGrow on YouTube (vidIQ)👉 https://vidiq.com/TRUMortgageRateYouTube SEO & Tags (TubeBuddy)👉 https://www.tubebuddy.com/pricing?a=TheMortgageUpdate🔍 SEO Keywordsmortgage rates today, oil prices mortgage rates, Iran conflict oil impact, Strait of Hormuz oil supply, inflation and mortgage rates, why mortgage rates are rising, 10 year treasury mortgage rates, bond market mortgage rates, housing market update 2026, mortgage rate forecast 2026, should I lock or float mortgage rate, refinance timing strategy, federal reserve interest rates 2026, oil prices inflation connection, global conflict economy impact, home buying 2026 outlook, mortgage predictions today, real estate market update, when will mortgage rates drop, best time to refinance mortgage🔥 Hashtags#MortgageRates #HousingMarket #RealEstate #InterestRates #FederalReserve #Inflation #OilPrices #BreakingNews #MortgageAdvice #Refinance #HomeBuying #10YearTreasury #BondMarket #RateWatch #TheRateUpdate #DanFrio⏱️ Chapters (9-Minute Breakdown)0:00 🚨 Oil Spike Alert — Why This Matters0:30 🌍 Iran Conflict & Strait of Hormuz Explained1:20 🛢️ Why Oil Prices Drive Inflation2:30 📈 Inflation → Bond Market → Mortgage Rates3:45 📊 What the 10-Year Treasury Is Doing5:00 🏠 Why Mortgage Rates Could Move Next6:15 🔍 Payment Impact from Rate Changes7:15 ⚖️ Lock vs Float Strategy Right Now8:20 🎯 How to Track Your Target Rate (RateWatch)9:00 🔚 Final Thoughts — Don’t Guess, Track It⚖️ Mortgage Compliance DisclosureDan Frio | NMLS #246527TRU Mortgage Team / PBT Bancorp | NMLS #257781Equal Housing LenderThe views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
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    9 mins
  • S2025 Ep274: The Rate Update —Mortgage Rates Spiked 51 Basis Points—Here's the Oil and Geopolitics Behind It

    S2025 Ep274: The Rate Update —Mortgage Rates Spiked 51 Basis Points—Here's the Oil and Geopolitics Behind It
    Mar 24 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    Mortgage rates just made a massive move — 5.99% to 6.5% in just DAYS… and it’s NOT random.

    Here’s what’s driving it:
    👉 Oil prices surging
    👉 Inflation fears rising
    👉 Global tensions escalating (Strait of Hormuz risk)

    And now we have a 5-DAY WINDOW that could change everything.

    If oil spikes → inflation rises → mortgage rates go HIGHER
    If tensions ease → markets rally → rates could DROP FAST

    This is one of those rare “lock vs float” moments where timing matters.

    Today, I break down exactly what’s happening — and what YOU should be watching next.

    👇 Get notified the SECOND rates hit your target
    https://www.therateupdate.com/rate-watch

    📞 Want a personalized mortgage strategy?
    https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update.

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply (1 Application • 1 Credit Pull • 30+ Lenders)
    https://257781.my1003app.com/246527/register

    🧮 TRU Mortgage Calculator Toolkit
    https://stan.store/TRU-Foundations

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure
    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Show more Show less
    8 mins
  • S2025 Ep275: The Rate Update —Mortgage Rates Hit This After Iran News — Lock or Float?

    S2025 Ep275: The Rate Update —Mortgage Rates Hit This After Iran News — Lock or Float?
    Mar 25 2026

    Hey — Dan Frio here, licensed mortgage loan officer in all 50 states and Puerto Rico.

    My goal is simple: help you understand mortgage rates — and more importantly, the WHY behind what’s happening.

    Today we break down WHY and answer the big question:
    👉 Should you LOCK or FLOAT right now?

    👇 Get notified the SECOND rates hit your target
    https://www.therateupdate.com/rate-watch

    📞 Want a personalized mortgage strategy?
    https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05

    Welcome to The Rate Update.

    We break down mortgage rates, inflation, the Federal Reserve, and the bond market — so you can make smarter decisions when buying, refinancing, or timing the housing market.

    No hype. Just real data.

    📝 Apply (1 Application • 1 Credit Pull • 30+ Lenders)
    https://257781.my1003app.com/246527/register

    🧮 TRU Mortgage Calculator Toolkit
    https://stan.store/TRU-Foundations

    Follow The Rate Update:

    YouTube
    https://www.youtube.com/@TheRateUpdatewithDanFrio

    Instagram
    https://instagram.com/therateupdate

    TikTok
    https://tiktok.com/@therateupdate

    ⚖️ Mortgage Compliance Disclosure
    Dan Frio | NMLS #246527
    TRU Mortgage Team / PBT Bancorp | NMLS #257781
    Equal Housing Lender

    The views and opinions expressed are solely those of Dan Frio and do not reflect the views of PBT Bancorp or any other entity.

    This content is for educational and entertainment purposes only and should not be considered financial, legal, or tax advice. All scenarios are illustrative and subject to change. Please consult a licensed professional regarding your specific situation.
    Show more Show less
    8 mins
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