The property market is facing a perfect storm…

Global conflict is driving supply shocks.

Inflation is creeping back in.

Interest rates are rising again.

And now… tax reform is back on the table.

In this groundbreaking episode, Ben is joined by Ray White Chief Economist Nerida Conisbee and Behavioural Economist Evan Lucas to unpack how these forces are colliding and exactly what it could mean for property prices, investors, and the broader economy.

From shifting buyer sentiment to construction cost pressures and the potential changes to capital gains tax and negative gearing, this is one of the most important conversations we’ve had on the future of Australia’s housing market.

Free Stuff Mentioned

• FREE Masterclass: How to Retire on $3K a Week
• Breaking News Episodes:
  • Are New Capital Gain Tax Reforms Coming?
  • Negative Gearing Changes in May 2026 Federal Budget
• Learn more about the Property Investors Council of Australia (PICA)
• Resources mentioned:
  • ABC News: Home building industry facing COVID-like price spikes due to Middle East war
  • Australian Financial Review (AFR): Chalmers pledges substantial savings, Treasury predicts 5pc inflation
  • Ben’s Interview in the AFR: Melbourne homes rate long-term for investors, just not right now
  • REIA's: Joint Statement – Independent economic modelling cautions against more tax on housing in the federal budget
• Guests & Episodes Mentioned:
  • See the full catalogue of Nerida Consibee’s episodes >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

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👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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When Bryce and Ben first teamed up, they realised that successful property investing isn’t a one-time event... it’s a repeatable process.

In this bonus episode, they revisit the five-step framework they created to help investors build sustainable portfolios. They also unpack one of the biggest traps in property investing and explain why headlines and hype often lead to “Frankenstein Portfolios.”

For the original episode, tune in here: Episode 543 | How to Fix a Frankenstein Portfolio Before It’s Too Late.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Welcome to Episode 2 of “The Money Stuff We Don’t Talk About”, our Friday mini-series inside The Property Couch.

Each week, one member of the Couch Crew shares a bold money stance and unpacks the financial truths most investors don’t talk about.

This week, Polly Chu shares the hill she’ll die on:

💵 Cash is king.

Having experienced the GFC early in her career, navigated investment banking during volatile markets, and built her own portfolio, Polly understands what happens when liquidity disappears.

Her rule of thumb? Three to six months of cash buffer. Minimum.

Because when markets turn, cash buys you time. And time protects you from making forced decisions at the worst possible moment.

New episode every Friday.

Psst. Check out Ep 1 with Ben T on the most transparent way to buy property

Timestamps

• 0:00 – Intro
• 1:00 – From KPMG to Investment Banking to Property
• 2:30 – The Hill: Cash Is King
• 3:40 – GFC Lessons & Employment Uncertainty
• 5:10 – When Investors Get Too Aggressive
• 6:45 – COVID, Easy Credit & Portfolio Unwinding
• 8:05 – The 3–6 Month Buffer Rule
• 9:20 – Real Life Costs: Roof Repairs & Insurance

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube