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The Risk Manager’s Guide to Money

The Risk Manager’s Guide to Money

By: Risk Manager’s Guide to Money
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The Risk Manager’s Guide to Money is the podcast that teaches you to think about your finances the way institutions think about billion‑dollar decisions.

Hosted by Jay Malcolm—an MBA and financial mathematics student, and quantitative risk analyst—the show breaks down personal finance, investing, and crypto using the same frameworks banks, hedge funds, and regulators rely on to evaluate uncertainty, incentives, and long‑term outcomes.

Each episode takes one real‑world money question and analyzes it through the lens of risk:

  • How do you evaluate an investment when the future is uncertain?

  • What hidden incentives shape the financial products you use every day?

  • How do you spot tail risks before they blow up your portfolio?

  • What separates sustainable crypto projects from speculative noise?

No hype. No shortcuts. Just clear, structured thinking you can actually use.

If you want to make smarter financial decisions, understand markets more deeply, and build a mindset that holds up under stress, this is your guide.

Think about your money the way institutions think about billions.

Copyright 2026 All rights reserved. Economics
Episodes
  • Incentives: The Hidden Force Behind Every Financial Outcome

    Incentives: The Hidden Force Behind Every Financial Outcome
    Mar 25 2026

    If you want to understand why people make the financial decisions they make — good or bad — you don’t need psychology, luck, or guesswork. You just need to understand one thing.

    Incentives.

    Incentives explain everything — from why banks take certain risks, to why crypto projects collapse, to why you overspend on things you don’t even care about.

    Today, I’m going to show you how incentives quietly shape your financial life — and how to use them to make better decisions.
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    6 mins
  • Expected Value: The Decision Framework You’ve Been Missing

    Expected Value: The Decision Framework You’ve Been Missing
    Mar 25 2026

    Most people make financial decisions based on how they feel in the moment. Risk managers don’t. We use a simple tool that cuts through emotion, hype, and uncertainty — and once you learn it, you’ll never look at money the same way again.

    Today, I’m going to teach you the most powerful decision framework in finance: expected value.
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    5 mins
  • The Hidden Risk That Shapes Every Financial Decision

    The Hidden Risk That Shapes Every Financial Decision
    Mar 25 2026

    Most people think the biggest risk in their financial life is losing money. It’s not. The biggest risk is not knowing what risk you’re actually taking.

    Today, I’m going to show you the one risk that quietly shapes every financial decision you make — and why ignoring it is the fastest way to blow up your future.
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    5 mins
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