• 84: 3 Reasons Keeping You From Buying Your Next Rental Property
    Mar 22 2026
    ✨ Join me for my FREE Class! The Biggest Roadblocks Keeping Landlords From Scaling β€” and How to Fix It March 26, 2026 at 12PM & 7PM ET via Zoom https://owningitandlivingit.com/landlord You want to buy your next rental property β€” but something keeps stopping you. It's not the market. It's not the rates. It's probably one of these 3 mistakes. And the third one? Most landlords don't even realize it's happening to them. In this episode I break down the 3 real reasons landlords stay stuck: 🚫 Mistake #1: Thinking 20% down is the only way to buy (it's not) 🚫 Mistake #2: Trying to scale while your current property is still broken 🚫 Mistake #3: Winging it with no systems β€” so there's no time to find the next deal If any of these hit home, come to my FREE class on March 26th where we go deep on all three and I show you exactly how to fix them. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - The 3 mistakes keeping you from your next rental 0:30 - Today's sponsor: Baselane 0:45 - Welcome + subscribe 1:30 - Mistake #1: The money problem (you don't need 20% every time) 3:15 - Mistake #2: Trying to scale a broken foundation 5:00 - [Baselane Ad] 5:45 - Mistake #3: The silent killer β€” no systems 7:15 - FREE Class details: March 24th ━━━━━━━━━━━━━━━━━━━━━ πŸ“Œ KEY TAKEAWAYS FROM THIS EPISODE ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ή Financing strategies beyond 20% down β€” HELOCs, DSCR loans, seller financing, partnerships and more πŸ”Ή How to know if your current rental is bleeding you before you add another door πŸ”Ή What "winging it" actually costs you and what systems look like in a real portfolio ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and support β€” no burnout required. #landlord #landlordtips #rentalpropertyinvesting #realestateinvesting #landlordmistakes #nextrentalproperty #realestatebusiness #passiveincome #propertymanagement #landlordcoach #wealthbuilding #financialfreedom
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    12 mins
  • 83: The One Investment That Changed My Real Estate Business (It Wasn't a Property)
    Mar 15 2026
    ✨Join me for my FREE Class! The Biggest Roadblocks Keeping Landlords From Scaling β€” and How to Fix It March 24, 2026 at 12PM & 7PM ET via Zoom ​​https://owningitandlivingit.com/landlord Grab your Early Bird Tickets to The OILI Experience https://experience.owningitandlivingit.com If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com The investment that changed my real estate business wasn't a property. It wasn't a course. It wasn't even a mentor. It was being in the room. In 2021, I went to my first BiggerPockets conference terrifiedβ€”attending alone, afraid of wasting money, worried I'd be the least successful person there. What happened next changed my entire trajectory. In this video, I share: βœ… Why I almost didn't go (and what finally pushed me to show up) βœ… The deal analysis revelation that led to over $1M in equity βœ… How being in person calibrated my mindset (vs. online comparison that was killing me) βœ… The connection that turned me from attendee to podcast guest βœ… What happens in person that can NEVER happen online βœ… Why I've invested tens of thousands in eventsβ€”and made it all back If you've been building your real estate portfolio alone, behind a screen, this is your sign. There's another way. Stay tunedβ€”something is coming in March that will put YOU in the room. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - The investment that changed everything 0:30 - Why I almost didn't go to my first conference 2:00 - Breakthrough #1: How I analyze deals changed 3:30 - Breakthrough #2: The calibration I needed 5:00 - Breakthrough #3: The connection that changed my business 6:30 - What happens in person that doesn't happen online 8:00 - Something is coming in March ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content (I'm taking you behind the scenes of my Mastermind Retreat this week!) https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #realestateinvesting #biggerpockets #realestateconference #rentalproperties #realestateinvestor #landlord #propertyinvesting #realestateevents #investorcommunity #wealthbuilding #realestatenetworking #landlordtips #realestatesuccess
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    13 mins
  • 82: How to Qualify for Your Next Rental Property (Even If Your DTI Says No)
    Mar 8 2026
    ✨Join me for my FREE Class! The Biggest Roadblocks Keeping Landlords From Scaling β€” and How to Fix It March 24, 2026 at 12PM & 7PM ET via Zoom ​​https://owningitandlivingit.com/landlord Want to see the exact tech stack I use to run my $5M+ rental portfolio? In this video, I'm breaking down every tool β€” starting with Baselane, the banking and bookkeeping platform that keeps my entire rental operation organized and running on autopilot. 50,000+ real estate investors use Baselane to automate their rental finances. Sign up at http://baselane.com/erikabrown and get a $100 cash bonus. πŸ”— [baselane.com/erikabrown ] The #1 thing that keeps landlords stuck at 1-2 properties? Financing. In this interview, I sit down with [Lender Name] to bust the biggest myths about qualifying for rental property loans and show you how to scaleβ€”even if your debt-to-income ratio says no. In this interview, we cover: βœ… The DTI myth: Why your W2 income isn't the only income that matters βœ… How rental income counts toward qualification (and when) βœ… DSCR Loans, what they are and how to qualify for them βœ… What banks actually need to see (documents, reserves, credit score) βœ… The biggest mistakes landlords make when applying for financing βœ… Your step-by-step gameplan to finance your next property If you've been stuck thinking you can't qualify for another rental property, this interview will change that. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why financing keeps landlords stuck 0:30 - The DTI myth: Does it really stop you? 3:00 - Creative financing options (DSCR,) 5:30 - What banks actually need to see 7:00 - Your action plan to finance your next property 8:30 - Stop letting financing keep you stuck ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people who are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #rentalpropertyfinancing #realestateinvesting #landlord #DSCRloan #creativefinancing #rentalproperties #realestatefinancing #debttoincomeratio #propertyinvesting #landlordtips #investmentproperty #realestatelender #portfoliolender
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    13 mins
  • 81: The 3 Systems Every Landlord Needs (And Why Most Don't Have Them)
    Mar 5 2026
    ✨Join me for my FREE Class!The Biggest Roadblocks Keeping Landlords From Scaling β€” and How to Fix It March 24, 2026 at 12PM & 7PM ET via Zoom ​​https://owningitandlivingit.com/landlord There are only 3 systems that separate landlords who scale from landlords who stay stuck at 1-2 properties. And it doesn't matter if you're running short-term rentals, mid-term rentals, or long-term rentalsβ€”these systems are non-negotiable. In this video, I break down the 3 systems every landlord needs: βœ… System #1: Leasing/Booking System (how to fill vacancies across all strategies) βœ… System #2: Maintenance/Operations System (how properties run without you) βœ… System #3: Financial System (tracking income, expenses, and profit by strategy) I'll show you what these systems look like across different rental strategies in my $5M+ portfolio, and why building them is the difference between working harder and scaling smarter. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - The 3 systems that separate landlords who scale 0:30 - Why most landlords stay stuck (all strategies) 1:30 - System #1: Leasing/Booking System (STR, MTR, LTR) 3:30 - System #2: Maintenance/Operations System 5:30 - System #3: Financial System (strategy comparison) 7:30 - Why most landlords don't have these systems ━━━━━━━━━━━━━━━━━━━━━ πŸ“Œ EXAMPLES FROM THIS VIDEO ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ή How my booking system works for STR, MTR, and LTR properties πŸ”Ή How my operations system handles cleanings, maintenance, and turnovers πŸ”Ή How my financial system compares profitability across rental strategies ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #landlord #shorttermrental #midtermrental #longtermrental #rentalpropertyinvesting #airbnb #propertymanagement #realestateinvesting #landlordtips #STR #MTR #LTR #realestatebusiness #passiveincome #landlordingsystems #propertymanagementtips
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    22 mins
  • 80: Why I'd Rather Have Homes Without Mortgages Than Designer Bags
    Feb 22 2026
    I could afford luxury bags, luxury cars, and all the status symbols that come with a high income. But I choose to own mortgage-free rental properties instead. Here's whyβ€”and here's the math that changed everything for me. In this video, I break down: βœ… The real cost of chasing luxury vs. building assets βœ… The financial breakdown: $10K bag vs. mortgage-free rental property βœ… Why real wealth is quiet and fake wealth is loud βœ… How prioritizing assets over aesthetics changed my family's trajectory βœ… The exact strategy I use to redirect lifestyle spending into real estate βœ… What my kids will inherit (and why that matters) If you're a high-income earner who's tired of looking wealthy but not actually building wealth, this video is for you. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why I choose homes over designer bags 0:45 - My turning point: when I stopped chasing status 3:30 - The math: Designer bag vs. mortgage-free property 7:30 - The mindset shift that changes everything 10:00 - How to prioritize assets over aesthetics (practical steps) 12:30 - Choose wealth that lasts ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #realestateinvesting #wealthbuilding #financialfreedom #rentalproperties #realestateinvestor #mortgagefree #passiveincome #generationalwealth #luxurylifestyle #realwealth #wealthmindset #realestatewealth #landlord #propertyinvestment
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    26 mins
  • 79: How I Manage 20+ Rental Properties Without Being On Call 24/7
    Feb 8 2026
    I manage a $5M+ rental property portfolio and I'm never on call. No midnight texts. No emergency calls. No tenant drama. Here's exactly how I do itβ€”and I'm showing you my actual systems in under 10 minutes. In this video, you'll see: βœ… The 3 systems every landlord needs to stop being on call βœ… My exact rent collection platform (and why automation changed everything) βœ… The maintenance portal that eliminated emergency texts βœ… How I centralized tenant communication so nothing falls through the cracks βœ… Why most landlords are stuck as "the system" instead of building one If you're tired of being on call for your rental properties, this video will show you the exact systems I use to run my portfolio without the burnout. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why I'm never on call for my properties 0:20 - The 3 systems you need 1:30 - System #1: Automated rent collection 3:30 - System #2: Maintenance portal walkthrough 6:00 - System #3: Centralized communication hub 7:30 - How to stop being the system ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #rentalpropertyinvesting #landlord #realestateinvesting #propertymanagement #landlordtips #passiveincome #realestatebusiness #landlordlife #rentalproperties #realestateinvestor #propertyinvestment #landlordingsystems
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    8 mins
  • 78: The #1 Rental Property Strategy for 2026 | Real Estate Investing
    Feb 5 2026
    The rental market is shiftingβ€”and not every strategy will win in 2026. So I'm breaking down the best rental property strategy for the year ahead based on what I'm seeing in my $5M+ portfolio and what's working for my students. Whether you're deciding between short-term rentals, mid-term rentals, or long-term rentalsβ€”or you're wondering if you should pivot your current strategyβ€”this bonus episode will give you clarity. In this video, I cover: βœ… Why 2026 is different from previous years in real estate βœ… The rental strategy I'm betting on (and why) βœ… Who this strategy is best for (and who should avoid it) βœ… Market trends that are shaping this decision βœ… How to know if you should switch strategies or double down on what you're doing βœ… Real numbers: cash flow, occupancy, and ROI comparisons If you're planning your 2026 rental property strategy, this is the episode that will help you make the smartest move. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why 2026 is a pivotal year for rental strategies [Add your specific timestamps here when you upload] ✨ JOIN MY NEWSLETTER ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 ✨ WORK WITH ME Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 ✨ COME TO MY CONFERENCE If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━ πŸ”Ž ABOUT ERIKA ━━━━━━━━━━━━━━━━━━━━━ I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #rentalpropertyinvesting #realestateinvesting2026 #rentalstrategy #landlord #shorttermrental #midtermrental #longtermrental #realestateinvestor #landlordtips #propertyinvesting #STR #MTR #LTR #realestate2026 #investmentstrategy
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    14 mins
  • 77: Stop Accepting Rent on Zelle: How Real Landlords Collect Rent Professionally
    Feb 1 2026
    If you're still accepting rent on Zelle, Venmo, or CashApp, you're not running a real landlord businessβ€”you're running a hobby. In this video, I break down why professional rent collection is the #1 system every landlord needs to scale past 1-2 properties, and I'll show you exactly how to set it up in less than 30 minutes. You'll learn: βœ… Why Zelle is costing you money, credibility, and scalability βœ… The best rent collection platforms for landlords (free and paid options) βœ… How to transition your current tenants to professional payment systems βœ… The exact email template to send tenants when making the switch βœ… Why this one system sets the tone for your entire landlord business. If you're serious about building a rental property portfolio that runs like a business (not a side hustle), this is where it starts. ⏱️ TIMESTAMPS 0:00 - Why Zelle is sabotaging your landlord business 0:30 - The 5 problems with accepting rent on payment apps 3:00 - What professional rent collection looks like 8:00 - The truth about setting expectations with tenants 10:00 - How to make the switch (step-by-step) πŸ“Œ RESOURCES MENTIONED Apartments.com (free rent collection) πŸ”Ή Avail πŸ”Ή TenantCloud πŸ”Ή Buildium πŸ”Ή RentRedi . Baselane ✨ WORK WITH ME If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 ✨ Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 ✨If you're looking to meet more like-minded people who are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com ✨FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ πŸ”Ž ABOUT ERIKA I'm Erika Brown, CEO of Owning It & Living It. I've built a $5M+ rental property portfolio while working full-time and homeschooling my kids. Now I help high-income professionals scale their rental portfolios with systems, strategy, and supportβ€”no burnout required. #landlord #rentalpropertyinvesting #realestateinvesting #propertymanagement #landlordtips #rentcollection #realestatebusiness #passiveincome #wealthbuilding
    Show more Show less
    13 mins