Who Pays the Price? Collections, Credit Risk and the SMB Economy in 2026

As the economy moves deeper into 2026, credit and collections decisions are carrying greater consequences, especially for small businesses. In this episode of Credit in Focus, Carrie Coker and Amy Crawford unpack rising consumer and SMB delinquencies, aggressive federal enforcement and the ripple effects collections can have on local economies. They explore how early-stage intervention, AI-driven propensity-to-pay models and proactive servicing can help lenders improve recoveries while supporting long-term SMB resilience.

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