Your Money & Your Life Podcast Podcast By Donald Cash cover art

Your Money & Your Life Podcast

Your Money & Your Life Podcast

By: Donald Cash
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Financial and retirement planning guidance from Certified Financial Planner Donald Cash in Red Bank, NJ. Truly understanding what's happening inside your portfolio is so important to achieving retirement success. The planning process can be difficult if you tackle it alone, so make sure to listen to each episode to get great guidance and make the task much easier.Copyright Don Cash 2020 Economics Personal Finance Politics & Government
Episodes
  • War, Markets & Your Money (Part 2) — Being Prepared
    Mar 26 2026

    War headlines, rising oil prices, and market swings can make it feel like something bigger is unfolding. But while each situation feels unique, the pattern is often the same- markets react, investors worry, and emotions take over. In this episode, Don continues the conversation on how global conflict impacts markets and what that means for your financial plan. He focuses on what it means to be prepared- because the real question isn’t if volatility will happen, but whether your plan is built to handle it.

    Here’s some of what we discuss in this episode:

    ⚠️ Conflict impact: Geopolitical events can trigger short-term market swings

    ⛽ Oil & markets: Rising energy prices influence inflation and sentiment

    📚 Historical lessons: Every crisis feels new, but patterns repeat

    🧭 Planning strategy: A well-built plan prepares for uncertainty

    🧠 Emotional control: Discipline matters more than predictions

    Get in touch with Don and learn more: https://doncashpodcast.com/

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    19 mins
  • War, Markets & Your Money- Why “This Time Is Different” Usually Isn’t
    Mar 12 2026

    When global conflict breaks out, it often triggers a wave of anxiety among investors. Headlines warn of uncertainty, markets react sharply, and many people begin to wonder whether this time might truly be different. But history tells a very consistent story about how markets behave during periods of geopolitical tension. Don explains how markets have historically responded to global conflicts and why long-term investors should be cautious about reacting emotionally to short-term news.

    Here’s some of what we discuss in this episode:

    🌤️ Spring & March Madness: Unpredictability appears in markets too

    🌍 Global Conflict Concerns: News about Iran raises investor anxiety

    📈 Historical Recoveries: Markets often rebound after crises

    🧩 Diversification Matters: Balanced portfolios reduce volatility risk

    🎲 Speculation Risks: Emotional decisions can hurt long-term results

    📰 Media Influence: Headlines often amplify fear and uncertainty

    Get in touch with Don and learn more: https://doncashpodcast.com/

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    23 mins
  • Smart Tax Moves Before April 15- 2026 Updates You Need to Know
    Feb 26 2026

    Tax season has a way of sneaking up on people, just like a late winter snowstorm. One minute you think you're in the clear… the next, deadlines are piling up, and forms keep showing up in the mailbox. In this episode, Don walks through the most important April 15 tax updates for 2026 and new rules that could impact higher earners. Whether you're filing, extending, contributing, or adjusting withholdings, Don provides a practical checklist to reduce stress and avoid costly mistakes before the deadline hits.

    Here’s some of what we discuss in this episode:

    📅 Deadlines & Extensions: What must be paid by April 15 (even with an extension)

    📊 Refund Shifts & Tax Law Changes: Why lower brackets may see bigger refunds

    🏡 New Jersey Tax Updates: Property tax relief, retirement exclusions, and PAS-1 filing

    🎁 Charitable & QCD Planning: Smart giving strategies before filing

    💰 Catch-Up Contribution Changes: Roth requirements for higher earners

    ✅ Final April 15 Checklist: IRA, HSA, SEP, Solo 401(k), and tax credit review

    Resources for this episode:

    Tax estimates –

    https://www.irs.gov/faqs/estimated-tax/individuals/individuals-2

    OBBBA – Tax changes –

    https://www.hrblock.com/tax-center/irs/tax-law-and-policy/one-big-beautiful-bill-taxes/?srsltid=AfmBOoocoe8Os9sGXLBBmzoSWSFq8guezLiJLObMGUi5UHfPQ4jK-HD3

    SALT Deduction change –

    https://blog.taxact.com/what-is-the-salt-tax-deduction/

    What Tax Forms Do I Need to Keep for My Taxes –

    https://share.google/aimode/Dir3OK4dgTglBT8rQ

    NJ PAS – 1

    https://www.nj.gov/treasury/taxation/propertyreliefforms.shtml

    QCD forms –

    https://www.morningstar.com/retirement/irs-adds-new-reporting-code-charitable-ira-gifts

    Paper Checks Going Away –

    https://www.irs.gov/newsroom/irs-to-phase-out-paper-tax-refund-checks-starting-with-individual-taxpayers

    Trump Accounts –

    https://trumpaccounts.gov/

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    24 mins
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