Credit and Funding

The Stuff They Don’t Teach You in High School & College

By: Carlos Smith

Narrated by: Roderick Sharp

Education is one of the key foundations to success, and it is no different when it comes to finance and credit. In my circle, or even in several online communities, I see it all the time - people still struggle with balancing their financial lives, their salary, and their debt, and simply getting access to the standards by which Americans are gauged on: their credit score. Yes, that magic number that dictate what you are entitled to.

Fixing your credit isn't taught in school. Once we become adults, we dive into this experience, and we either fail and become burdened with our financial decisions, or we cope. If your parents were able to prepare you for this, I'm happy for you. If you've found a mentor along the way who has given you the knowledge to understand the intricacies of your credit score - better.

But to those of you who are still struggling to put the pieces together - this book is for you. Let me be your guide. This book will bridge that gap for you and give you practical knowledge on what your credit score is, how it works, and how to improve it by giving you real-world advice - the stuff that actually matter in life.

The credit game is a maze. This book aims to shorten your journey and get you out of that struggle so you can live your ideal life.

©2021 Carlos D. Smith (P)2021 Carlos D. Smith

Easy to understand and follow!

I enjoyed how each chapter had principles easy to understand and follow. I’m planning to introduce my kids to these concepts to help them build a healthier, better, and more sustainable credit life. Thank you for making the book so informative and interesting to listen to! Blessings!