Death Benefit

An Elliot Lerner Novel

By: Ken Isaacson

Narrated by: Kyle Tait

Suppose it were legal to gamble on the time someone else is going to die. It is, if you invest in a life insurance product called a viatical.

When the sister of a law firm client dies in her sleep of carbon monoxide poisoning because of an apparently malfunctioning hot water heater, third year law student Elliot Lerner is asked to determine whether anyone could be held responsible in a wrongful death lawsuit. As he looks into the circumstances surrounding the death, he learns about viatical settlements -- investment products designed to provide terminally ill patients with immediate cash in exchange for the right to their life insurance payouts when they die. The amount investors are willing to pay for a patient's death benefit depends on how much longer the patient is expected to live, because the investor must take over payment of the insurance premiums.

If it looks like the investor's gamble is not going to pay off as planned because the patient is living too long, and the cost of premium payments is exceeding expectations, there's only one way to eliminate that expense.

©2017 Kenneth J. Isaacson (P)2017 Kenneth J. Isaacson

Excellent!

Fantastic, well-written story with great narration! Highly recommend!


I was given this free review copy audiobook at my request and have voluntarily left this review. The fact that I was gifted this book had no influence over my opinion of it

Twists and turns to the very end!

Well-written, lots of suspects, holds your attention throughout!

Kyle Tait did a great job narrating. Knew his characters well and brought them to life.

I was given a free review copy of this audiobook at my request and have voluntarily left this review.

A Unique kind love story

when I heard this story I wasn't ready for a lot I hadn't had any expectations but the book surprised me for the better for much better than I thought it would the narrator was great as well I'm strangely I enjoyed every minute of it

I was given this free review copy audiobook at my request and have voluntarily left this review."

It kept my interest

Overall, this was a book that kept my interest enough to want to finish. I think I would have enjoyed it more if it didn't involve a legal firm so much and instead was just an investigator trying to figure things out. For me, it would have been more believable. I was voluntarily provided this free review copy audiobook by the author, narrator, or publisher.

A great insurance thriller

I know, I know -- Insurance and Thriller are not usually two words that go hand in hand. But in this case, they really do! This well-crafted novel is so interesting in that it pulls you from the get-go and never really lets you go.

A couple of times, when I was certain I knew what was happened, I was chagrined to learn that I was wrong, and it wasn't what I thought at all! Then I though someone was the bad guy, and he turned out to be okay! I love books that keep me guessing. The book explains just enough about how things work so that it's understandable, but not so much that you eyes glaze over, to grab a line from the book.

Narrator Kyle Tait did a great job of reading. I especially like how he portrayed the hero's Jewish Mother. He's great with the voices and emotes at just the right level as needed for each scene.

I recommend this book highly. Although I was provided with a copy of this book in exchange for an honest review, I would gladly pay for a copy of another book by this same author and narrator. Both have hooked me and made me instant fans.